Identify the types of child education insurance and its benefits for parents

Children's education is an important thing that must be prepared by parents. In addition to raising money for children's education funds, one way that needs to be done is to register education insurance. Therefore, the types of education insurance need to be understood by parents.

Education insurance is one way to prepare a child's Education Fund. In fact, education insurance is an important investment for a child's future. This insurance is useful to help your finances in meeting the educational needs of children. Thus, the child's school fees will be well covered through this insurance.

Considering that the cost of a child's education is not small, it is important for parents to have education insurance. Unfortunately, there are still many parents who do not know what education insurance is and its types.

Education insurance is one type of insurance that provides protection services in terms of Education. This insurance provides protection for the costs needed in the education of children.

Education insurance comes as a solution for parents who prepare children's education funds, ranging from kindergarten, elementary school, to college. The existence of education insurance can help overcome financial problems that arise in children's education, such as registration fees, book purchases, uniform purchases, and others.

There are two types of education insurance that are commonly known, namely unit link insurance and dual purpose insurance. However, there are also similar insurance products from Islamic institutions. Here is an explanation of each type of insurance.

Unit link insurance is a type of protection that serves as an agreement with an investment. This type of insurance has benefits that can be received simultaneously with the payment of educational expenses. But keep in mind that there is no guarantee that you will continue to receive benefits from the insurance taken out.

Dual purpose insurance is a combined system of education and savings guarantee. In this insurance, parents can pay premiums for a certain period of time according to the agreement. Nevertheless, when the disbursement arrives, then the amount of money received is quite a lot.

Sharia insurance in terms of education is basically the same as other types of insurance. However, there are things that distinguish Sharia insurance, namely that all transactions and agreements are carried out based on the principles of Islamic law.

There are a number of benefits that you will get when taking out education insurance for children. Here are some of the benefits of child education insurance.

Maybe you are still confused about the system or how education insurance works. Here is a brief overview of how child education insurance works.

Such is the review of the types of child education insurance and its benefits for parents. There are various education insurance recommendations that parents can choose from, such as Manulife, Prudential, Mandiri, BCA, BNI, and others. Education insurance is very important for parents because it is useful to protect the educational needs of children in the face of future risks.

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